Most working people in Brunei is richer today... & u know why is that? Of cors, its PAYDAY. I've seen long queues in the bank, ATM & last but not least of corz, SUPERMARKET. I am sure everyone noticed that some people willing to leave the office during working hours just to go to the bank & withdraw their money. &&& why is it every payday people would spend more than necessary on shopping? It does not matter what kind of shopping they do but I've noticed MOST people here in Brunei loves spending more than savings. I don't know if they really do have savings or not but it seems like.. they don't do much savings. Why is it every payday they would spend more than enough when groceries shopping? From the way i've seen some people, i can say that they spent berabis macam kan untuk makan dua or tiga bulan. Padahal every month macam atu membali. Its not like i have anything against it but its just that dont u think we should spend wisely on our money? Sometimes there are other necessities which might be needed unpredictably? For instance, what if your car suddenly broke down & needs to be repaired? && which at that time you've spent most of your money already after paying bills, car loans, credit card etc. How can u even pay for repairing your car? And this is the MAIN PROBLEM, they willing to borrow from others or even worse sacrificed not to pay for the car loan at that particular month. Don't u think that you are burdening yourself with debts? I'm not saying i'm perfect. I've learned to do some savings for my future needs.

What i'm trying to say here.. "berbelanja lah dengan seadanya. Janganlah berlebihan dan membazir". Working with the finance company & meeting up with clients that has financial problems has taught me that it is VERY IMPORTANT to have some savings for future needs. Nobody in this world likes to end up having financial crisis. Money matters to everyone in this world. Some people can be so desperate that they end up doing "stupid things" when they don't have money at all. Some even commits suicide when they couldn't think of any other ways to pay their debts. It is a very crucial problem that we are facing here in Brunei. While surfing the net about ISLAM, i came across this "Rasullullah SAW tidak menggalakkan umatnya untuk berbelanja lebih dan berhutang berlebihan sampai tidak mampu untuk melangsainya."

TRUE! I sometimes spent more than i shud have & i ended up being broke at the end of the day. Ermm.. its getting late, i need my sleep. Hehe.. to be continued.

♥ Mellicious
12:55 AM

Straight to the point - IM DEAD BORED so i decided to change my layout. Its been like forever since i last posted my last entry. I've been busy plus lazy for the last few months. I miss my sister, Girl. I hope she's duin alrite in KL by herself. I hope she'll learn to be independent while being away from the familia. I know how she feels being away from the family for quite a long time. My sister went pursuing her studies & I really hope she will excel in her studies. I also hope she will study hard for her own good & make all of us proud of her. Seriously its not easy being away from the family and at the same time we need to cope with the new environment living alone without the family. When u got used to having ur siblings around you, u wud surely feel the deep impact being lonely for the first time. Sooner or later only by then you will get used to the new environment. It is just a matter of time trying to adapt to the new changes.

Anyway, it was my bestfriend Wendy's Birthday yesterday & i actually planned to meet up with the rest of the girls to celebrate Wendy's bday but too bad some of em couldn't make it. Its alrite.. we'll just meet up some other time ladies.. I MISS THEM SO MUCH! I've been thinking a lot of things these days and i don't know why i am being a heavy thinker lately. I used to not think too much about a certain matter and i can't help it but too think about it too much, wayyyy too much! BUT its okey.. InsyaALLAH things will go my way with the blessings from ALLAH SWT someday somehow. Mom planned to have breakfast later early morning and WHY AM I NOT SLEEPING YET ??! ITs freakin' 0351hrs rite now & I am still not sleepy. Sigh~

Its late & I need my sleep. I am just too lazy to post up some new recent pics of mine with my girls, familia & of cors beloved Baby Yasmien. Nantitah.. ngantukku udah. Toodles. x0x0

♥ Mellicious
3:30 AM