Most working people in Brunei is richer today... & u know why is that? Of cors, its PAYDAY. I've seen long queues in the bank, ATM & last but not least of corz, SUPERMARKET. I am sure everyone noticed that some people willing to leave the office during working hours just to go to the bank & withdraw their money. &&& why is it every payday people would spend more than necessary on shopping? It does not matter what kind of shopping they do but I've noticed MOST people here in Brunei loves spending more than savings. I don't know if they really do have savings or not but it seems like.. they don't do much savings. Why is it every payday they would spend more than enough when groceries shopping? From the way i've seen some people, i can say that they spent berabis macam kan untuk makan dua or tiga bulan. Padahal every month macam atu membali. Its not like i have anything against it but its just that dont u think we should spend wisely on our money? Sometimes there are other necessities which might be needed unpredictably? For instance, what if your car suddenly broke down & needs to be repaired? && which at that time you've spent most of your money already after paying bills, car loans, credit card etc. How can u even pay for repairing your car? And this is the MAIN PROBLEM, they willing to borrow from others or even worse sacrificed not to pay for the car loan at that particular month. Don't u think that you are burdening yourself with debts? I'm not saying i'm perfect. I've learned to do some savings for my future needs.

What i'm trying to say here.. "berbelanja lah dengan seadanya. Janganlah berlebihan dan membazir". Working with the finance company & meeting up with clients that has financial problems has taught me that it is VERY IMPORTANT to have some savings for future needs. Nobody in this world likes to end up having financial crisis. Money matters to everyone in this world. Some people can be so desperate that they end up doing "stupid things" when they don't have money at all. Some even commits suicide when they couldn't think of any other ways to pay their debts. It is a very crucial problem that we are facing here in Brunei. While surfing the net about ISLAM, i came across this "Rasullullah SAW tidak menggalakkan umatnya untuk berbelanja lebih dan berhutang berlebihan sampai tidak mampu untuk melangsainya."

TRUE! I sometimes spent more than i shud have & i ended up being broke at the end of the day. Ermm.. its getting late, i need my sleep. Hehe.. to be continued.

♥ Mellicious
12:55 AM